justus sharp
DSCR Specialist

Investor-Friendly Lending

Rental Income Qualification

Fast Loan Approvals

Ohio • Florida • Tennessee

No Tax Returns

Qualify based on property income, not personal tax returns or W-2s.

Close In 21 Days

Streamlined process designed for speed. Beat the competition.

46 States

Nationwide lending with local expertise in every market.

Loans Up To $3M+

Scale your portfolio with higher loan limits.

Loans Designed Around Your Investment Goals

DSCR Loans

Finance rental properties using programs that prioritize property cash flow instead of traditional personal income documentation.

DSCR Airbnb/STR

Purchase or refinance vacation rentals and short-term rental properties with financing designed for today’s STR investors.

Fix & Flip

Move quickly on renovation projects with financing that helps you purchase, improve, and resell residential properties.

Mixed-Use DSCR

Finance qualifying residential and commercial mixed-use properties while expanding your investment portfolio.

HOW IT WORKS

A Simpler Way To Finance Investment Properties

Our process keeps things simple, transparent, and focused on helping you move quickly when the right investment opportunity comes along.

01

Tell Us Your Investment Plan

Share your property details and financing goals.

02

Build The Right Loan Strategy

We’ll compare financing options and recommend the program that best fits your investment.

03

Fund Your Next Opportunity

Close with confidence and focus on growing your real estate portfolio.

YOUR INVESTMENT LENDING PARTNER

Meet Justus Sharp

Real estate investing is about making smart financial decisions—and financing is one of the most important. Justus Sharp works with investors across Ohio, Florida, and Tennessee to deliver flexible mortgage solutions tailored to their goals. Whether you’re acquiring your next rental property or expanding an established portfolio, you’ll receive practical advice, responsive communication, and financing designed around your investment strategy.

Why Investors Choose Justus

★★★★★ 5.0 · Verified Google Reviews
Google
Nevaeh Lowry profile picture
Nevaeh Lowry
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Loved working with Justus Sharp and his team they are wonderful and responds fast I recommend working with them 10/10
Google
Giovanni Jackson profile picture
Giovanni Jackson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I must say I've had a lender before and he was just "lacking". Didn't quite get the feeling he had my best interest at heart. But not when it came down to The Sharp Team. Justus met with me and already had everything that we could need ready to go, showing how he was prepared. He took the time to not only get to know me and my family but also took the time to make sure that i was comfortable and prepared to buy my first home. He explained everything to me and i felt like i had all the tools i needed to move forward. After meeting with Justus, I got to meet with his incredible team. Not only was Sara a great Administrative Assistant but she is so nice and just so sweet that it makes you feel welcomed to the team. Evan is just as amazing. He really stays on top of things. Not once did he leave me out of the loop as we navigated the buying process. He also made sure to get me in contact with some really great people. All in all if i had to choose to find another home i would love to trust The Justus Sharp Team with my experience. Thank you guys
Google
zak99koolkrash profile picture
zak99koolkrash
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very knowledgeable team, who goes above and beyond for their clients.
Google
Juanita Brandon profile picture
Juanita Brandon
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’ve dealt with a lot of lenders but Justus at NFM Lending far surpasses what others have offered. His team keeps me informed of my clients loan progress and keeps me up to date on birthdays, etc. They really make you a team member! I highly recommend them not only for their expertise but for the diverse loans that they offer. If you’re looking for a lender, he’s the man!! 😊❤️
Google
Robert George profile picture
Robert George
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great group to work with
Google
Jackie Cook profile picture
Jackie Cook
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Justus and his team are extremely knowledgeable, helpful and responsive. They have worked with us on a couple unique situations and always have a solution.
Google
Christy Moore profile picture
Christy Moore
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience, closed in time and the process was very smooth. Thank you for a successful closing with my buyers.

Your Next Investment Starts With The Right Financing

Whether you're purchasing your first investment property or adding another asset to your portfolio, Justus Sharp is ready to help you secure financing that fits your goals. From application to closing, you'll have a lending partner focused on helping you move forward with confidence.

Let's Talk About Your Investment

Complete the form to discuss your investment property, financing goals, and loan options. Justus Sharp will personally help you identify the best financing solution for your next opportunity.

Free Form

No spam. No obligation. Just a straight answer from Justus.