About Justus Sharp
Senior Mortgage Loan Originator at NFM Lending, helping real estate investors in Ohio, Florida and Tennessee finance their next property.

Caring for clients and educating the families we serve
Justus has over 19 years of mortgage experience and has been recognized as a leader in the field on numerous occasions.
He lives in Grove City, Ohio with his wife, Mindy, and their two children, Kaden and Ella. Along with playing baseball, camping and attending church activities, he fulfilled his dream of opening his own branch of NFM Lending so he can keep serving the community he is proud to call home.
With so many mortgage options and an ever-changing industry, finding the right fit can be hard. The Justus Sharp Team exists to make it simple: clear guidance, honest answers and a loan structured around your goals.
Today the team focuses on investors: DSCR loans, Airbnb and short-term rentals, fix and flip projects and mixed-use properties.
19+ years
of mortgage experience helping families and investors.
Licensed in 13 states
AL, FL, IA, IL, KS, MI, MO, NC, OH, SC, TN, TX and VA, with a focus on Ohio, Florida and Tennessee.
Backed by NFM Lending
A nationally recognized lender, NMLS #2893, with the resources to support your deal.
What working with us looks like
Personal attention
Every client gets professional advice and ongoing support, even after the deal is done.
Transparency
From application to closing you understand the process, timelines and financial details.
The right program
We listen first, then match you with the loan structure that fits your strategy.
Investor loan programs
DSCR Airbnb / STR
Financing for short-term rentals using the property's rental performance.
Learn more →DSCR financing in Ohio, Florida & Tennessee
Justus Sharp is licensed in all three states, so you work with one lender-direct team whether your next property is in the Buckeye State, the Sunshine State or the Volunteer State.
Ohio
Home base. Justus and the team are based in Grove City and know Columbus-area and statewide rental markets.
Florida
Long-term rentals, vacation properties and short-term rentals across Florida's investor markets.
Tennessee
Growing investor demand from Nashville to Knoxville, including Airbnb and mid-term rental strategies.
Let’s talk about your next investment property
Reach out to Justus for guidance, or start your application online.
